爱里的胆小鬼And the contented gentleman that lives in Jiang Xia, doing the business of agricultural machinery all the time, needed capital of have enough to meet need last year 50 thousand yuan, flounder a few banks fail to lend a money. Those who was forced to look for a folk is fast lend a company, 50 thousand yuan loan, annual interest is as high as 26 ％.
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The bank dotes on income to stabilize a group
Via understanding of site of more than 10 banks, can begin without guaranty the bank that shifts business all expresses, individual credit is met more apt income stabilizes a group.
Without guaranty borrowing basically is with the individual credit is assure, have higher demand to the stable state of individual income. These groups compare teacher of officeholder, doctor, college the income of general small proprietor of an enterprise is more steady, and disappear not easily, even if does not have pawn, default loan not easily also. So, silver-colored guild compares the liability this group. Perhaps go to business of a few rig the employee of unit of government affairs estate, the measure of examine and verify of the bank is very simple also, can handle loan by employee’s card only. Say of manager of conduct financial transactions of Chinese mouth bank Ms. Zhao. (origin: Wuhan evening paper)
近日，经各大银行网点调查发现，能够开展无抵押个贷业务的银行均表示，个人信用贷款会更倾向于收入公务员等这类稳定的群体，而普通的私企员工，能成功申请到无抵押贷款的，则是寥寥无几。
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